Financial regulators are government or independent authorities tasked with overseeing and ensuring the stability, fairness, and efficiency of financial markets and institutions. Their primary role is to establish and enforce rules that govern financial activities, protect consumers, and maintain public confidence in the financial system. Regulators monitor banks, investment firms, insurance companies, and other financial entities to prevent fraud, money laundering, and systemic risks. They also ensure compliance with laws, promote market transparency, and safeguard the economy from potential disruptions caused by financial misconduct or crises. Examples include the U.S. Securities and Exchange Commission (SEC) and the Financial Conduct Authority (FCA) in the UK.