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Find a SWIFT code

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What Is a SWIFT Code (BIC) and How to Find the Correct One?

A SWIFT code, also known as a BIC (Bank Identifier Code), is an internationally recognized bank identification code used to route cross-border and international money transfers safely and accurately. It ensures that funds sent between banks—especially across different countries—reach the exact financial institution and branch intended.

If you are sending or receiving international payments, verifying the correct SWIFT code is not optional—it is critical.

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This page allows you to search, verify, and identify SWIFT codes worldwide, helping you avoid failed transfers, delays, or unnecessary bank fees.

What Does SWIFT Stand For?

SWIFT stands for Society for Worldwide Interbank Financial Telecommunication, the global organization that maintains the secure messaging network used by banks and financial institutions worldwide.

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Today, the SWIFT network connects 11,000+ banks and financial institutions in over 200 countries, making it the backbone of international banking communication.

What Is a BIC Code?

A BIC (Bank Identifier Code) is the technical name for a SWIFT code.
In practice, both terms are used interchangeably.

  • SWIFT Code = BIC Code

  • Both identify a specific bank and, optionally, a branch

  • Both are standardized under ISO 9362

Why SWIFT Codes Are Important

SWIFT codes are essential for:

  • International wire transfers

  • Cross-border business payments

  • Receiving salaries from abroad

  • International investments

  • Trade finance and corporate banking

  • Cryptocurrency on-ramps and off-ramps via banks

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Without the correct SWIFT code:

  • Payments may be rejected

  • Funds may be delayed for days

  • Banks may charge investigation fees

  • Transfers may be returned entirely

When Do You Need a SWIFT Code?

You need a SWIFT code when:

  • Sending money internationally

  • Receiving funds from another country

  • Making international B2B payments

  • Paying overseas suppliers or freelancers

  • Moving funds between foreign bank accounts

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For domestic transfers, local routing numbers (IBAN, ABA, sort code) are usually sufficient.
For international transfers, a SWIFT/BIC code is mandatory.

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